The Dallas City Council passed Ordinance 27189 on May 28, 2008, in response to an increase in the number of Dallas drivers who do not carry insurance. This law allows police officers to impounded and tow vehicles that do not meet state and city insurance requirements. Drivers must provide proof of financial responsibility to avoid the impoundment. Until the law was implemented, Dallas was one of the worst cities to have an uninsured vehicle.
Drivers are asked to show proof of insurance and are warned that they could face fines and lose their license if they are found to be driving without insurance. When uninsured, Dallas tows the vehicle after an accident or a traffic violation. Unfortunately, many drivers try to game the system. For instance, some buy an auto insurance policy for 30 days and cancel it after the registration. Recent legislative efforts to shut down this loophole have failed.
Dallas' uninsured car rate has remained consistently high despite recent efforts to curb the problem. While the statewide uninsured rate is 14 percent (about 2.5 million drivers), the Dallas County rate is significantly higher than that of adjacent counties. Many believe this is because drivers in some parts of Dallas are uninsured or underinsured. Because of this, drivers will sometimes choose their basic needs over their car insurance.
While the penalties for driving without insurance are largely similar for every state, the fines can add up quickly. The first offense carries a fine of $350 and an additional $750 for every subsequent violation. Moreover, a driver can lose their driver's license if they fail to maintain coverage. This is why a driver should always carry insurance and avoid driving without it. You won't regret it.
Texas requires all motorists to carry liability insurance. Yet many drivers fail to comply with this law. According to the Insurance Researched Council, one in seven drivers in Texas don't carry any insurance at all. In such a scenario, most victims of uninsured motorists don't receive compensation from the uninsured motorist. This is an unacceptable number of drivers on the road. So what can you do to combat this high percentage?
An experienced Dallas uninsured car accident lawyer can help you get maximum compensation from the negligent driver. The insurance company will investigate the evidence and try to find fault or preexisting conditions. Your medical bills may be analyzed, and they may deny some of your claims. Fortunately, Dallas uninsured car accident attorneys can help you get the compensation you need to cover medical expenses. The law is complex, and you need a lawyer who understands the process.