If you've been involved in an accident due to someone else's negligence, you may be entitled to some compensation for injuries or damages sustained. After you report your personal injury, an insurance company will likely assign someone to process your claim. This person is called an insurance adjuster or claims adjuster. They can evaluate and […]

When is a Car Accident a Car Crash? When is a Car Accident a car crash? What is the fault of each party? The difference between a car accident and a car crash? The term “accident” refers to an incident that occurs without intent or premeditation, whereas a “crash” connotes reckless disregard for others (or […]

A multiple-car accident can occur for several reasons, such as; driver error or lack of attention, bad weather conditions (such as snowfall), poor road conditions, or unsafe traffic/roadway design. These factors often lead to an accumulation of problems that ultimately causes multiple cars accident, including the following examples found below.   Driver 3 Let's say […]

After a minor collision, you will want to get your vehicle repaired as soon as possible. This is usually done in automobile repair shops or body shops. They are equipped with machines that can fix all sorts of problems related to cars. They also have experts who know how to keep your car running smoothly […]

The amount you receive in a settlement depends on many factors, including your injuries, how much time it takes for the other driver's insurance company (if there is one) to pay out, whether or not the at-fault party has health insurance, and if so what type of coverage they have. In addition, you may be […]

If you have an insurance policy, your insurance agent or broker should have provided you with a Certificate of Insurance or Declarations page. This document displays your name and information as the policyholder, as well as the effective dates of the policy, liability limits, and your broker's information, if applicable.  Some clients might request this […]