Even if you are the victim of a car accident as seemingly minor as a rear-end collision, prompt medical attention is essential.
Obviously, your well-being is the primary consideration. However, a medical report will also be important when you submit a claim with an insurance company.
Crash reaction
The human body is not prepared to manage the violent impact of a vehicle crash. It will release chemicals such as adrenalin, which have the ability to mask pain and certain injuries temporarily. Consequently, symptoms of an injury may not appear for hours or even days after the incident.
Underlying injuries
As the victim of a vehicle crash, you should see a doctor promptly since you may have underlying injuries. For example, a rear-end collision could easily cause a back, neck or head injury. A doctor can recommend treatment to help you heal and keep the injury from causing further issues.
Insurance company criteria
Insurance companies have standard criteria that allow them to evaluate the severity of injuries—hence, the value of timely medical attention and the related report. An agent will look at the length of time between the vehicle crash and when you first visited a doctor. If the agent feels too much time has passed, he or she could deny your claim for compensation, arguing that something other than the car accident caused your injuries. Insurance companies always try to protect their bottom line, but an advocate can negotiate on your behalf. As an injured victim, you have the right to expect full and fair compensation to cover your medical expenses and more.
