It only takes the press of a button on your smartphone to order an Uber, Lyft, or another ridesharing service, but before you grab that next ride, take a few minutes to educate yourself in case an accident occurs.
Ridesharing is a rapidly growing industry. Uber reports that they have 91 million monthly active platform consumers, 3.9 million drivers, and 14 million trips completed each day. Lyft is not far behind in its numbers. While these services were designed to offer customers a safe and reliable method of transportation, with so many ridesharing drivers and passengers on the road, accidents are bound to happen.
According to TechCrunch, Uber’s recent safety report shows a low fatal accident rate compared to the national average, but it still doesn’t accurately account for accidents. As a passenger of an Uber, Lyft, or any rideshare service, what happens after an accident and who is responsible if you are injured are crucial points to consider.
So, what do you do if you are involved in an accident with an Uber or Lyft?
While it’s somewhat comforting to know that rideshares are insured, you should also consider your own medical payments coverage (Medpay). Medpay covers medical expenses for injuries you sustain in an accident, regardless of fault. Medpay will reimburse their insured the amount the insured and their health insurance have paid.
If you have health insurance, Medpay may seem unnecessary, but it actually will help cover co-pays and deductibles for visiting hospitals or using emergency services. Medpay coverage is optional and is not offered in every state, but it is highly recommended. It definitely can provide great benefits to you in the case of a rideshare accident.
So, the next time you tap your smartphone to request an Uber, Lyft, or another rideshare service, remember that accidents do occur. Be smart, be safe, and know what to do if you ever find yourself in this unfortunate situation.
If you or a loved one have been injured in an accident involving an Uber, Lyft, or another rideshare service, call us at [nap_phone id="LOCAL-CT-NUMBER-1"] or fill out the contact form below, and we can help you navigate your potential legal options.
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