High Net Worth Life Insurance in Divorce

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Navigating Complex Asset Division in High Net Worth Divorce

In Texas, individuals with $1 million or more in total assets are considered high net worth. High net worth divorces often involve more complex financial stakes, leaving no room for error. 

Typical high net worth divorce issues includes the division of:
Retirement Plans
Stock Options
Trust Accounts
Real Estate
Valuable jewelry or artwork

Life Insurance Policies and Texas Divorce Laws

In Texas, a community property jurisdiction, the treatment of life insurance during a divorce depends on the policy's initiation timeline. If the policy was opened during the marriage, it's considered community property. Conversely, if the policy was established before the marriage, it's separate property. However, any increase in value during the marriage is deemed community property and subject to division.

Divorce can be challenging, especially when dividing assets into high-net-worth cases. At Rose Sanders Law Firm, we fight for our client's financial rights with compassion and understanding. If you and your spouse are facing divorce and uncertain about the next steps, our experienced attorneys are here to help.

Houston Office

Rose Sanders Law Firm, PLLC
1 Greenway Plaza
Suite 100
Houston, TX 77046
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Dallas Office

Rose Sanders Law Firm, PLLC
3232 McKinney Avenue
Dallas, TX 75204
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McAllen Office

Rose Sanders Law Firm, PLLC
813 N. Main Street
Suite 701
McAllen, TX 78501
(956) 877 2454
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El Paso Office

Rose Sanders Law Firm, PLLC
221 N. Kansas St
Suite 700
El Paso, TX 79901
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Unsure About Dividing Life Insurance in Divorce?

Contact The Rose Sanders Law Firm today for more information or to schedule a consultation.
1 Greenway Plaza 
Suite 100 Houston, TX 77046
713 221-3773